Money Advice Blogger Bought Apartment at 25, Paid Mortgage in 2 Years

Emma Jackson didn’t have much Money Growing Up – But that didn’t stop her buying her first home at age 25 and Saving Enough to pay the Mortgage Two Late.

The British Blogger Told Business Insider That, Growing Up, She Was AWARE HER PARENTS WERE IN FINANCIAL DIFFICULTY AFTER THAT BAD MORGAGE ADVICE THAT IN

She and Her Brother Started Contribution to the Household Once They Could, which Helped Her Focus on Being “Really Savvy” with Money.

“IT JUST Completely Changed the Financial Trajectory of Where My Life Should Be Versus Where It Is,” She Said.

Starting a blog

Jackson, 31, Said She Started to Save a Portion of Her Wages at 17 to Event Afford a Home.

AFTER Completing A Master’s Degree in Sociology in 2016, She Workhed Part-Time for A University Student Union. Four years late, she began working for the UK’s National Health Service in a Staff Engagement Role and Has Been Full-Time As an Apprenticep Coach at A University Last Year.

Jackson Started Her “Bee Money Savvy” Money Advice Blog in 2017.

She Said the Idea for the Blog Came About Becout Her Friends Wauld Her How She Made It Through to Payday Working a Part-Time Job With The Struggling Were Earning Twice As Much As She Was. “I THOUGHT, I’ll set that up, writes what i’m doing, and my friend can sort of copy, and they can improve their finance,” She Said.

Jackson use the blog to the DOCUMUM ALL The DIFFERENT WAYS SHE’S LEARNED TO SAVE AND EARN EXTRA MONEY ON THE SIDE, LIKE TAKING IN PAID SURVEYS, CASHBACK CREDIT CARDS, AND ENTERING Competitions. She Said One of these Competitions won her a trip to the Maldives in 2023.

She Said She “Had No Idea You Could Make Money from a website,” But the blog became a side hustle.

IT DIDN’T MAKE ANY MONEY THAT FIRST YEAR. Two Years Later, The Website Generated £ 10,216, and in 2024, ITS revenue was £ 41,090, which is around $ 55,380. That year, she won the Money Blogger of the Year Award at the British Bank Awards.

Paying off a Mortgage in 2 Years

She bought Her first home, a one-Bedroom Apartment in Her hometown of Sheffield, Yorkshire, in 2019, when she was 25. The Property Cost £ 80,000, with a deposit of 36,000 and a £ 44,000 Mortgage, Fixed at 2.16% Interest for Two Years.

Jackson Said The Blog “Massively” contRutbed to the deposit on her first first Property and paying off the mortgage with two years.

Her part-time Employment Meant She was only approved for a small mortgage, so she decides to build as deposit as she is coulud through her savings and working an Extra jab in health and at her time Father’s workplace, as well as her part time work with the student body.

She did you didn’t get any money gifted from the family for the warehouse, adding, “I don’t feel hard done by not.

Jackson overpaid HER MORTGAGE IN THE FIRST Two Years and Then Made a Bulk Payment of £ 33,000 in 2021 to pay off. She Said the Incoming Came from Working Overtime in Her Job and Her Blog while using the Money-Saving Tips She Advocated.

A lucrative Side Hustle

Jackson Said She Started Paying the Same Amount As Her Monthly Repayments for Investing in Shares and Funds, and Has Since Increas. It took Her unil that point “to the FEE FEEL Comfortable to Start Investing,” She Said.

Earlier this year, Jackson bought Her Second Proppery, A Two-Bedroom Apartment in Leeds, A City North of Sheffield, For £ 162,000, with Mortgage Repayments of £ 525 a Mont, Fixed at 4.26%. The deposit was £ 65,000, and “Definitely the majority of that has come from blogging.”

“I don’t expecting to pay this one off in two years,” Jackson Said, but she intends to sell her first property, which she rents out to tenants, expresing that she hasn’t enjayed the pressures of Being a landlord.

Now, Jackson Makes About £ 5,000 a month from Full-time Job, website, and the rent on her first property. Business Insider Verified these Earnings with Documentation.

HER HIGHEST MONTHLY INCOM WAS IN APRIL 2024, WANT SHADE JUST OVER £ 10,000 AFTER AN UNUSUALLY BUSY MONTH WITH A LOT OF PAID PROMOTIONAL POSTS ON HER BLOG.