Why You Need Comprehesives Travel Insurance for Your EuropEan Trip | Banking and Finance News

Last updated:June 29, 2025, 13:32 ist

Kapadia from policybazaar stresses the need for comprehensive travel insurance for Indian Travelers to Euro, Covering Medical Emergences, Strikes, ETC.

A Eurobean Holiday is often The Experience of a Lifeetime, and Investing in High Coverge Travel Insurance Helps Protect That Dream.

Authored by Meet Kapadia, Head, Travel Insurance, PolicyBazaar:

For Most Indias, a Trip to Euro is a Lifelong Dream. Months of Planning, Budgeting, Saving, Navigating Visa Hurdles, and Even Picking The Right Wardrobe Go Intt it. Often, these Dreams are shaped by the movie We’ve Grow Up with –from The Snow-Covered Swiss Alps of DdljTo the Romantic Streets of Paris, or the Scenic Trails of Slovenia Recently Made Famous by Thalapathy Vijay. With so Much emotional and financial investment, it make sense to talk one

The Schengeen Visa Requires a Minimum of € 30,000 in Coverage, but that is just the baseline. A Basic Policy May Get You The Visa, But it often Falls Short when real -World Complications Hit. Opting for High Coverge Offers More Meangful Protection with Adding A Signical Financial Burden.

Take the Example of Ankit and Priya, a newlywed couple who had savedly for Over a year to make them their dream Honeymoon in ITALY ComE True. Shanks to thems Decision to Purchase Comprehesives Travel Insurance, They Were Fully Reimbursed when a sudden class AcoCOMDATIOTIOT DENTING The SAVINGS.

They was the Growing Number of Indian Travelers Planning Ahead. In Fact, 62% of Travelers Now Opt for Travel Insurance With $ 250,000 or More in Coverge, Showing A CLEAR SHIFT TORADRD Prioritision Protection Over Minimum Compliance. If You’re Still Wording You High Coverge Matters, Here’s What It Protects You from:

1. Medical Emerygences in Euro Are Expective: You’re enjoying a gondola ride in Venice when a minor slip leaves you with a fractionord ankle. A Quick Hospital Visit Turns INTO A Multi-Day Stay, and Suddenly, You’re Facing A Bill that Coup Wipe Out Your Holiday Budget. Basic Travel Insurance May Meet Schengeen Visa Rules, but its € 30,000 CAP Oft Falls Short –A Quick Comparison on Insurance Portals Can Show How Much More Protection A Slighly Highher Premium Offers. A Single Hospital Night in Paris or Zurich Can Eurobean Healthcare Is High-Quality, but not free for tops; IT’s Funded by Taxes Paid by Residents, and Visits are Billed in Full Unleess their insurance couves it.
2. Strikes Are Common and Disruptive: From Airline Walkouts to Transport Workr Protests, Strikes Are Relatively Common in Europe. These Disruptions Can Result in Missed Connections, Sudden Layovers, or Last-Minute Changes to your Travel Plans. Comprehensive Coverge Cushions The Blow by Reimbursing Reimbursing Rocking Fees, Acocommodation Costs, and Other Expects. Given That A UUROPEAN Trip Oft Spans Multiple Countries and Flights, The Risk of Getting Caught in Such a Sittuase Only Increases.
3. Lost or Delayed Bagage Can Derail Your ItineraryImagine Arrivinging in Florence Only to Discover Your Luggage Has Been Left Behind in Frankfurt. It’s a comMON MISHAP –SpeCially with Multi-Country ITINERERES –And Replacing Essentials in Cities Like Rome or Amsterdam Can BE Costly. Highher Coverage Ensiors Competition for Baagage Delay, Loss, Or Theft, So You Can Continue Your Journey with Financial Strain.
4. Visa Rejections Are A Sore Point for Many Indian Travellers: Despite Careful Planning, Schengeen Visa Rejects Are A Really. With a reject Rates Touching Over 15% For Indian Applicans in Recent Years, The Financial Loss from Non -refundable Visa Fees, Hotel Bookings, and Flights Can BE SignICANT. Some Comprehesives Policies Now Offer Visa Reject Protection If Bough Well in Advance, Though they comes at a Slightly High Premium. It’s a small price to pay for people of mind.
5. Minor Crimes and Personal Liability: Crowded Tourist Spots Like Metro Stations in Paris or Squares in Prague Are Hotspots for Pickpocatinging. LOSING A Wallet is Bad En Basic Insurance May Offer Minimal Competition or Exclude High-Value Electronics Entirely. A High Coverage Policy with Gadget Protection Essuesals You Don’t End Up Paying Out of Pocket to Replace Your Essentials, Helping You Stay Connected and Stress-Free Through Your Trip.

A Eurobean Holiday is often The Experience of a Lifeetime, and Investing in High Coverge Travel Insurance Helps Protect That Dream. For Just a Slightly High Premium, You Gain Financial Security, Paace of Mind, and the Freedom to Enjoy Your Trip with Worlding About the Unexpeted. With so -made available today, it’s working a few minutes online to compare feather Offline Marginal, but the Benefits Can BE Significant.

It is authored by Meet Kapadia, Head, Travel Insurance, PolicyBazaar.com.

The Views Expressed in this Article Are Those of the Author and Do Not Represent the Stand of this Publication.

Varun Yadav

Varun Yadav is a sub stered at news18 Business Digital. He Writes Articles on Markets, Personal Finance, Technology, and More. He Completed His Post-Gradation Diploma in English Journalism from the Indian Inst …Read More

Varun Yadav is a sub stered at news18 Business Digital. He Writes Articles on Markets, Personal Finance, Technology, and More. He Completed His Post-Gradation Diploma in English Journalism from the Indian Inst … Read More

First PUBLISted: