The transfer limits started in 2025, causing wide-ranging questions among the users of the application, after the Egyptian Central Bank decided to reduce the interest rates by 2%, equal to 200 basis points.
The İnsta Bay application, launched by the Central Bank in 2022, is one of the most prominent digital payment and transfer applications in Egypt, providing users with instant and secure financial services around the clock, between bank accounts and electronic wallets.
The official details of the 2025 transfer limit
According to the instructions issued by the Central Bank of Egypt, the maximum transfer limits via the application are as follows:
- The maximum transaction limit: 70 thousand pounds
- Daily transfer limit: 120 thousand pounds
- The maximum monthly transfer: 400 thousand pounds
These limits come to ensure the flexibility and speed of transfers, while maintaining financial security, and taking into account economic developments after lowering interest rates.
روسم منتديات إنستا باي بعد القرآن
At the same time as the interest rate cut, the banks began to apply fees to the services of the Internet, as of April 2025, as follows:
- Money transfer fees: 0.1% of the transaction value, minimum 0.50 pounds, maximum 20 pounds
- الاستععلام وكشف الحسب المختصار: first 10 free operations in a city, then 0.50 EGP for each additional operation
services and advantages تقصير إنستا باي
The İnsta Bay application provides important benefits to the user, including:
- Instant transfer between banks and electronic wallets
- الاستعلام عن الرصيد وكشف الحسب
- تحميل ربط فعر من حساب بنكي
- عرض المقدمة برقم التفعلة و الحسب الحسبة و المحفظة المحفظة
- transfer using username (instapay handle)
feedback هامة حول استقبل على application
- ATM machines cannot be withdrawn via the Internet
- لا يُمكن ربط الفيزا الفيزا المحمولة بالمشتريات
- You can transfer from the bank account to the bank account, but the reverse is not available
- The application does not support receiving money directly from the governor
What’s behind the news: the effect of reducing interest on digital payments
The rate of interest reduction issued by the central bank on August 28, 2025, comes in the framework of investment support and borrowing cost reduction. It is expected that this will be reflected in the growth of the use of electronic payments such as the Internet application, where these services become a faster and more efficient option.
The reduction in interest may prompt banks to increase their reliance on financial technology, thereby increasing the use of applications such as the Internet in personal and commercial transfers.
خلوسة القول
With the announcement of the new 2025 Internet transfer limits, it becomes necessary for users to know the details of the fees and the daily and monthly limits, especially with the continuation of the shift towards digital transactions. The application is an effective tool to facilitate financial life in Egypt, as part of the country’s efforts to promote financial inclusion and digital transformation.
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