As the end of 2025 approaches, the United States auto insurance market is witnessing major changes in prices and policies, especially in category Full Coverage Car Insurancewhich is the safest choice for drivers thanks to its extensive coverage against theft and natural damage.
What is the comprehensive insurance?
Comprehensive insurance usually includes three main types of protection:
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(Liability): To cover the damage caused by the driver to others.
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Collision Insurance: To cover damage to the vehicle in the event of an accident.
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Comprehensive insurance: which includes non-traffic events such as theft or natural disasters or damage caused by the weather.
This type of insurance provides great peace of mind, but it is the highest cost among other types of insurance, and it doesn’t make a lot of money The drivers are looking for the best prices and possible offers for 2025.
The average cost of comprehensive insurance in the United States in 2025
According to the latest available data, Белг The average cost of comprehensive coverage is about 2,100 dollars annuallythat’s about 175 to 180 dollars per city.
But these numbers vary greatly from state to state:
This difference is due to several factors such as population density, accident rates, maintenance costs, and differences in local laws.
The most competitive insurance companies in 2025
The most recent reports on price comparison opportunities in the last quarter of 2025 indicate that:
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شركة Travelers تحدة احد إلى فروضة المحمول بموتوك $1,714 annually only.
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Amica وAmerican National تاميزتا بخدمة عملاء تعريفة واسعار تعليقية.
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USAA لا تعليق الخيام المفادل للفائلة الملكتراء على خصوماتها هذا وبرامج الولاء.
How can drivers afford it in 2025?
Experts confirm that there are several ways to reduce the cost of comprehensive insurance.
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price comparison before purchase: ប្រ្រង្រ្រ្រ្រ្រ 300 and 500 dollars annually.
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رفع قطعة الخصم (Deductible): It can reduce the monthly installment by up to 30%.
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take advantage of the benefits:
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خسومات القدمة الصغيرة (up to 22%).
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Advanced security features.
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Exceptions for the number of documents on the day of the meeting between the home insurance and the car.
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full annual payment: to avoid additional fees.
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Join the driving tracking programs (Telematics): Those offered by some companies against additional discounts for safe drivers.
Regional trends for 2025
Statistics show that the American south (like Maine and Idaho) still enjoys the lowest insurance rates, while the coastal areas show And the highest population density, like New York and Florida, the highest rates because of road congestion and high costs the repair
Summary
Despite the increase in prices in 2025, the competition between insurance companies and the appearance of online price comparison tools will give drivers a boost real opportunity to save hundreds of dollars annually.
بكا استمام المحمول المحمول المحمول المحمول على كل من يوريد الشاملة لسيارته, لكن الإكامة في اختير الشركة والعروض The occasion is what makes the real difference in costs.
sources:
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